Why You Need A Hospital Indemnity Policy With Cigna

Let's be honest, hospitals are expensive. That's why you should consider a hospital indemnity policy. These policies are created to help protect you and your family from high hospital expenses.

Cigna’s base Flexible Choice Hospital Indemnity Insurance Policy offers a number of great benefits:

• Benefits are paid for overnight hospital confinements, emergency room treatments, ambulance transportation, skilled nursing care and more.

• There are no network restrictions. That means you’ll be paid the same amount no matter what hospital you choose.

• Coverage can be for you, your spouse/ domestic partner and/or your family.

• Policies are issued to individuals age 50 through 85.

• Your policy is guaranteed renewable for life, regardless of your age or changes to your health.

• You can purchase riders for an additional premium. Riders offer coverage for unexpected health care costs. We can help you customize your coverage to fit your needs. Riders include:

  • Accident Fixed Indemnity

  • Lump Sum Cancer and Recurrence

  • Lump Sum Heart Attack, Stroke and Restoration

  • Specified Disease

With this plan, the covered individuals receive benefits directly whenever they are admitted to the hospital or experience a hospital-related event from a covered injury or illness. Cigna’s base Flexible Choice Hospital Indemnity Insurance Policy is a fixed-benefit policy, so the policy will pay the amount you have preselected. This policy offers no deductible and you can use your benefits however you want!

Download the fact sheet to learn more about this Cigna plan and its benefits!

Cigna Flexible Choice Hospital Indemnity.

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Questions about hospital indemnity plans or how you can get enrolled? Reach out to a member of the PlanWell Insurance team today for more information.